Property Development Finance - Our Service

Stirling Partners Finance specialises in helping property professionals and property development finance is one of our core areas of business.

Every development is individual and requires detailed consideration, we actively develop relationships, approaches and processes which enable us to help different types of developers.

We will help you:

• Evaluate your strategy.
• Prepare your presentation.
• Secure the best funding package taking into consideration such factors as costs, service and flexibility, security and exit issues.
• Access to exclusive development finance schemes.
• Find equity partners or mezzanine finance providers if appropriate.
• Smooth out the ups and downs of the application and post funding stages.

What type of property developments do we fund?

We are able to offer residential, commercial and overseas property development finance ranging from a few hundred thousand pounds to multi-million projects (sometimes both for the same client). No deal is too large or complicated.

What type of funding is available?

This depends on the project and the applicant. Rule of thumb High Street residential development finance terms would be 70% of purchase price and 70% of development costs providing the total lend is no more than 60% of the end value (GDV).

However, various strategies can be used to increase this. Experienced developers will normally get more support and 100% funding is often achievable.

What information do you normally need to provide?

• Name of the borrower(s) e.g. individual or Special Purpose Vehicle (SPV).
• Details of your experience.
• Details of your team.
• Planning status of the site.
• A summary of your strategy.
• Cash flow forecasts.
• Location plans.
• Plan defining extent of site in red.
• Proposed site layout.
• Proposed property types.
• Sales agent's report of recommended selling prices.
• Cost analysis/ breakdown.
• External/internal specifications.
• Details of existing services.

Contact Us

Whether you are considering taking on your first project and looking for advice or are a successful developer who has a strong relationship with their bank, we believe we can add significant value to your business.

Please call us on 08700 11 33 22 or use our contact form to arrange a meeting.